(number) The file mode creation mask is initialized to this value. If not specified, the mask will be initialized to 022. useradd and newusers use this mask to set the mode of the home directory they create if is not set. It is also used by login to define users' initial umask. Note that this mask can be overridden by the user's GECOS line (if is set) or by the specification of a limit with the K identifier in limits 5. It is also used by pam_umask as the default umask value.